Terms and Conditions

Effective Date: 11/01/2024

Welcome to Financial Freedom Academy! By accessing or using our website, services, or products, you agree to be bound by these Terms and Conditions (“Terms”). Please read them carefully before using our services. If you do not agree to these Terms, you may not access or use our services.

1. Agreement to Terms

By using our website or services, you acknowledge that you have read, understood, and agree to comply with these Terms. These Terms constitute a binding agreement between you (“user,” “client”) and Financial Freedom Academy (“we,” “us,” “our”).

2. Services Provided

Financial Freedom Academy offers credit repair, tax preparation, financial education, and related services. Specific terms and details about each service will be outlined in separate agreements where applicable.

3. Eligibility

To use our services, you must:

• Be at least 18 years of age.

• Provide accurate and truthful information during the registration or intake process.

• Use our services for lawful purposes only.

4. Payment Terms

• All payments for services must be made in full, unless otherwise agreed upon in a written installment plan.

• Payments are non-refundable unless otherwise stated in a service-specific agreement.

• Failure to make timely payments may result in suspension or termination of services.

5. Client Responsibilities

You agree to:

• Provide accurate and complete information required to perform the services.

• Respond promptly to requests for documentation or information.

• Understand that your active participation is critical to achieving the desired results.

6. Intellectual Property

All content provided by Financial Freedom Academy, including but not limited to text, graphics, logos, videos, and materials, is the intellectual property of Financial Freedom Academy and is protected by copyright and trademark laws. You may not copy, reproduce, or distribute any materials without our written consent.

7. Disclaimer of Warranties

• Our services are provided on an “as-is” basis.

• While we strive to deliver high-quality services, we do not guarantee specific results, as outcomes depend on various factors beyond our control.

• Financial Freedom Academy is not a credit bureau, lender, or legal advisor.

8. Limitation of Liability

Financial Freedom Academy shall not be held liable for:

• Any indirect, incidental, or consequential damages arising from the use of our services.

• Any errors or delays caused by third parties, including credit bureaus, financial institutions, or government agencies.

9. Termination

We reserve the right to terminate or suspend your access to our services at any time for violation of these Terms or non-payment. Upon termination, you remain responsible for any outstanding balances.

10. Refund Policy

Refunds are subject to the terms outlined in the specific agreement for each service. Generally, payments for completed work or delivered products are non-refundable.

11. Privacy

Your use of our services is subject to our [Privacy Policy](link to privacy policy). By using our services, you consent to the collection, use, and disclosure of your personal information as described in the Privacy Policy.

12. Third-Party Links

Our website or materials may include links to third-party websites. Financial Freedom Academy is not responsible for the content or practices of these external sites.

13. Dispute Resolution

In the event of a dispute, both parties agree to attempt to resolve the matter through informal negotiation. If a resolution cannot be reached, disputes will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

14. Changes to Terms

We reserve the right to update or modify these Terms at any time. Any changes will be effective immediately upon posting. Your continued use of our services constitutes acceptance of the revised Terms.

15. Contact Us

For questions or concerns about these Terms, please contact us:

Email: financialfreedomacademy@ffaconsulting.info

Phone: 855-453-3222

Website: www.ffaconsulting.info

Thank you for choosing Financial Freedom Academy. We look forward to helping you achieve your financial goals!